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About Us

Founded in 1910, The Peoples Bank has served Kent & Queen Anne’s Counties and the Eastern Shore for over 100 years.  The bank has a consistent history of outstanding service in the form of lending programs, customer satisfaction and involvement in its communities.  We are proud of our multi-generation relationships and traditions.   A central part of our plan is to remain an independent community bank for our second millennium and serve our customers, our shareholders and our communities.

Mission Statement

Peoples Bank continues to build on the traditions of the past while working through the challenges of the present.  Excellent customer service remains our primary touchstone.

Our Core Values
Providing the Best in Customer Service

  • Getting Results!
    Focusing our hard work, shared commitment and mutual accountability to meet our customer’s needs and in turn, share in the rewards.
  • Communicating Persistently!
    Promoting open communication and understanding among our employees, our customers and our shareholders.  Valuing honesty and communicating with integrity.
  • Being Innovative!
    Demonstrating creativity, agility and resilience as we develop and provide new products and services for our customers and remaining well-positioned in our markets.
  • Caring for Others!
    Being actively involved in the communities we serve; showing our dedicated team of employees that we care about them and their families while having FUN in the process.
  • Teamwork!
    Working together as a team to achieve strategic goals, both at the Board and Organizational level.

“Moments in the History of The Peoples Bank”

  • 1910 – The Peoples Bank of Chestertown, Maryland incorporated

  • 1911 – Rock Hall and Betterton Branches opened

  • 1912 – Betterton Branch closed

  • 1924 – First Bank in Kent County to offer Christmas Clubs

    • PBKC handled the major portion of applications of Kent County Veterans of World War II for G. I. mortgages
  • 1975 – Changed name to The Peoples Bank of Kent County, Maryland

  • 1979 – Washington Avenue Branch opened

  • 1983 – The first bank to offer a Discount Brokerage service in the State

  • 1985 – Charter amended to allow PBKC to establish branches beyond Kent County

  • 1987 – Galena Branch opened

  • 1990 – First drive through ATM in the County

  • 1996 – The Board of Directors with the approval of the stockholders formed PEOPLES BANCORP, INC.   

    • At that time, Peoples Bank became a wholly owned subsidiary of PEOPLES BANKCORP.
  • 1997 – Addition of TELEPHONE BANKING AND PEOPLES BANK VISA DEBIT CARD

  • 1998 – Millington Branch opened

    • Joined forces with INVEST, the nation’s oldest third party marketer of bank financial services
  • 2006 – Changed name to THE PEOPLES BANK

  • 2007 – Church Hill Branch opened

    • Purchased FAM&M, a local independent insurance agency
  • 2008 – Sudlersville Branch opened

For further information on the history of The Peoples Bank click here.

The Peoples Bank has had only six presidents in its history.  Dr. H. Benge Simmons, who was the first president, served until his death in 1945; Charles F. Wheatley, Sr., served from 1946 until his death in 1956; A. Parks Rasin, Jr., served from 1957 to 1975; E. Roy Owens, served from 1975 to 2002; and Thomas G. Stevenson served from 2002 to 2012.  Ralph W. Dowling assumed the Presidency in 2012.  Under the present guidance of Co-Chairpersons, Stefan R. Skipp and E. Jean Anthony, and President/CEO Dowling, the Bank continues to grow and prosper.  Its family of employees continues to respond to the challenges of modern banking with dedication and friendly service.
All of this past history has culminated into the excellent, sound, independent bank we are today.  This history of consistent and steady growth has been accomplished without benefit of mergers.  We want to continue to grow and progress with the community.  We expect to have the pleasure of accomplishing this with the continued dedication of our employees and continued friendship, confidence and good will of our present customers, and we look forward to serving many new customers.