Checking Accounts

Regular Checking

• This account permits unlimited check writing privileges for a reasonable monthly fee
• Only $50 to open
• No monthly service charge with a $500 balance or maintaining a $500 balance in a Savings,  Market, Money Market Plus or Certificate of Deposit account
• No monthly service charge if you are a senior citizen, non-profit organization or if you have direct deposit of your payroll

Special Checking Account

• Our Special Checking account may reduce your monthly fees if you only write a few checks a month
• Only $50 to open
• Low monthly service charge
• Nominal per check charge

Now Checking Account

• This account pays you interest for depositing with us

• Only $50 to open

• Maintain a balance of $1,000 to avoid fees

• No monthly service charge if you maintain a daily balance of $1,000 in a compensating account (the tax identification number must be the same on the NOW account and the compensating account)