Online Banking Login Security Statement

Account Fees, Miscellaneous Fees and Charges

Effective: October 15, 2010

ACCOUNT RECONCILIATION $25.00 PER HOUR
LOST DEBIT CARD $25.00 FIRST OCCURRENCE
  $50.00 SECOND OCCURRENCE
DAMAGED DEBIT CARD $5.00
ATTACHMENT/LEVIES $100.00 PER OCCURRENCE
CASHIER’S CHECK $6.00 PER CHECK
CERTIFIED CHECK $7.00
CHECK/DEPOSIT TICKET CHARGES WILL VARY UPON THE TYPE
CHECK LOAN OVERLINE $30.00 PER ITEM
COUNTER CHECK CHARGE $.10    PER CHECK
DORMANCY CHARGE-ANNUALLY $5.00/$50.00 OR LESS
  $10.00/OVER $50.00
EMERGENCY CHECK ORDER CHARGE $3.00 PLUS DELUXE CHARGE
EARLY ACCOUNT CLOSING $15.00
EARLY CHRISTMAS CLUB CLOSING $15.00
FAX CHARGE $2.00 PER PAGE/5 OR UNDER
  $1.00 PER PAGE/6 OR MORE
INSUFFICIENT FUNDS (NSF) CHARGE * $30.00
INSTANT STATEMENT $2.00 PER STATEMENT
LOST CERTIFICATE OF DEPOSIT FEE $5.00 PER CD
LOST SAFE DEPOSIT BOX KEY $10.00 PLUS COST OF NEW LOCK
MONEY ORDER $5.00
NIGHT BAG DEPOSIT $10.00 PER BAG/2 OR UNDER
  $5.00 PER BAG/3 OR MORE
FOREIGN ATM FEES (NOT PEOPLES BANK ATM)  
STAR $1.00
CIRRUS $1.50
OVERDRAFT FEE $30.00
PHOTOCOPIES $.50 PER COPY
PURCHASE T-BILL/NOTE $45.00
RETURNED DEPOSITED CHECK $5.00 PER ITEM
SAVINGS ACCOUNT CLOSED WITHIN 90 DAYS $15.00
SECURITIES COUPON $3.00 PER ITEM
SELF-DIRECTED IRA $35.00 PER YEAR
SPECIAL COLLECTION:  
OUT $5.00 PER ITEM
IN $10.00 PER ITEM
SPECIAL STATEMENT CHARGE $3.00
STATEMENT CHECK, DEPOSIT OR WITHDRAWAL COPY $3.00 PER ITEM
STOP PAYMENT CHARGE $30.00
TELEPHONE TRANSFER – MANUAL $2.00 PER TRANSFER
WIRE TRANSFER:  
IN DOMESTIC/FOREIGN $10.00 PER WIRE
OUT- DOMESTIC $20.00 PER WIRE
OUT – FOREIGN $20.00 PLUS COST OF WIRE

 * INSUFFICIENT FUNDS AND OVERDRAFTS MAY BE CREATED BY CHECK, IN PERSON WITHDRAWAL, ATM WITHDRAWAL, OR OTHER ELECTRONIC MEANS.