Below are our fees related to items such as banking, borrowing, card replacement, insufficient funds, and other items. These fees are in effect as of November 1, 2019.
| Description | Fee |
| Account Reconciliation Per Hour | $25.00 |
| ATM/Debit Card - lost, stolen or damaged | $10.00 |
| Attachments/Levies Per Occurrence | $150.00 |
| Cashier's Check | $6.00 |
| Coin Wrapping | 5 percent of total amount |
| Consumer Bill Pay | No Charge |
| Copy of Check, Deposit or Withdrawal | $3.00 |
| Copy of Statement | $5.00 |
| Counter Check | $0.50 |
| Early Account Closing within 90 Days | $15.00 |
| Fax Charge Per Page (6 or more) | $1.00 |
| Fax Charge Per Page (5 or less) | $2.00 |
| Foreign ATM Balance Inquiry | $1.00 |
| Foreign ATM Fees | $2.50 |
| Gift Cards | $4.95 |
| Insufficient Funds (NSF) Charge | $35.00 |
| IRA Transfer Fee | $10.00 |
| Lost Certificate of Deposit Fee | $5.00 |
| Night Deposit Bags (2 or less) | $10.00 |
| Night Deposit Bags (3 or more) | $5.00 |
| Non-Consumer Bill Pay | No Charge |
| Overdraft Fee | $35.00 |
| Overdraft Protection Savings Per Transfer (Limit 6/month) | $8.00 |
| P2P (Per Transaction) | $0.85 |
| Payroll ACH Initial Set-Up | $48.00 |
| Payroll ACH Monthly Fee | $4.00 |
| Payroll ACH Return Fee | $3.00 |
| Photocopies (Per Copy) | $0.50 |
| Picture Pay (Per Image) | $1.00 |
| Remote Deposit Capture (Monthly Fee) + Cost of Scanner | $35.00 |
| Returned Deposited Check | $10.00 |
| Annual Safe Deposit Box Fee (3x5) | $35.00 |
| Annual Safe Deposit Box Fee (5x5) | $40.00 |
| Annual Safe Deposit Box Fee (3x10) | $45.00 |
| Annual Safe Deposit Box Fee (5x10) | $70.00 |
| Annual Safe Deposit Box Fee (10x10) | $125.00 |
| Annual Safe Deposit Box Fee (15x10) | $185.00 |
| Safe Deposit Box Loss of Both Keys | Cost of Drilling |
| Safe Deposit Lost Key Fee | $10.00 |
| Self Directed IRA Fee (Annual) | $35.00 |
| Stop Payment Fee | $35.00 |
| Telephone Transfer (Manual) | $2.00 |
| Travel Card Purchase ($100.00 - $5,000.00/day. Maximum balance of $10,000.00) | $9.95 |
| Travel Card Reload Fee | $2.00 |
| Wire (Domestic Incoming) | $10.00 |
| Wire (Domestic Outgoing) | $20.00 |
| Wire (Foreign Incoming) | $10.00 |
| Wire (Foreign Outgoing) | $57.00 |
Note: Check printing fees vary by the style of check ordered. Also, insufficient funds and overdrafts may be created by check, in-person withdrawal, ATM withdrawal, or other electronic means.