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At Peoples Powered by Hanscom Federal Credit Union, we make homeownership dreams come true with our exclusive in-house mortgage options. Our local underwriting guidelines give us the flexibility to tailor loans to your needs, all with the personalized service you expect from a community credit union.
Whether you're buying or building your dream home, or tapping into your home’s equity, we’ve got you covered. Our mortgage options are designed to make your life easier. Plus, our in-house products mean competitive terms and quick decisions, right here in your community. We are your trusted local credit union, serving Kent, Queen Anne’s, Talbot, and Cecil Counties.
Looking for stability? Our fixed-rate mortgages are perfect for buying or refinancing. Choose the loan term that fits your lifestyle, whether you want lower monthly payments or to save on interest.
Building a home? Our construction mortgage can be a two-in-one deal! Enjoy interest-only payments during construction, then seamlessly switch to amortizing payments once your home is ready. One loan, one settlement, zero hassle.
Found the perfect spot for your future home? Secure it with our Lot Loan. We offer flexible terms to give you the time you need to plan and build. Plus, we can roll it into a construction loan when you’re ready to build.
At Peoples Powered by Hanscom Federal Credit Union, we treat you like family. Our friendly team is here to offer local expertise and personalized service, making your homeownership journey fun and stress-free. With flexible mortgage options, competitive rates, and a trusted, community-focused experience, we’re here to support you every step of the way.
Ready to get started? Call us at (410) 778-3500, email us or visit your nearest branch to find out about our current rates and how we can help you on the road to buying a home. Let’s make your homeownership dreams a reality!
We have other options such as Investment Loans, Vacation Home Loans, and Jumbo Loans. Please call for details.
Stop by your nearest branch or fill out the form below!