Checking

Check out your options

The Peoples Bank provides four checking accounts for individuals and families, including two interest-earning accounts. Compare your choices below!

Personal Checking Accounts
  Regular Checking Special Checking Now Checking Super Now Checking
Who is it for? Anyone who wants an easy checking account without a lot of fees People who favor using a debit card and write only a few checks each month People who want to earn interest on their checking balance People who carry a higher balance and want to enjoy better interest rates
Minimum balance to open $50.00 $50.00 $50.00 $50.00
Minimum balance to maintain1 $500.00 No minimum $1,000.00 $2,500.00
Monthly fee2

$5.00 if balance is below $500.00

$6.00 if balance is below $400.00

$7.00 if balance is below $300.00

(waived if minimum balance requirement is met, you have direct deposit or you are at least 62 years old)
$3.00

$8.00

(waived if minimum balance requirement is met)

$10.00

(waived if minimum balance requirement is met)
Earns interest3     Yes Yes
Check writing No fees $0.25 per check written No fees No fees
Free debit card Yes Yes Yes Yes
Online Banking & Bill Pay Yes Yes Yes Yes
Mobile Banking Yes Yes Yes Yes
Telephone Banking Yes Yes Yes Yes
Picture Pay4 Yes Yes Yes Yes
P2P transfers5 Yes Yes Yes Yes
RoundUp feature Yes Yes Yes Yes
Overdraft protection Yes Yes Yes Yes

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